Friday, July 31st, 2026

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$499,999
Available - For Sale
Listing ID: X13144984
Exceptional mixed-use investment opportunity in the heart of downtown St. Catharines. This property features four residential units along with an approximately 3,000 sq. ft. commercial space offering tremendous potential for investors, renovators, contractors, or entrepreneurs looking to add value and maximize returns. The residential component currently generates approximately $7,700 per month in rental income, including a spacious lower-level 4-bedroom unit with 2 bathrooms, large kitchen, and open living area, plus three upper units consisting of one bachelor apartment and two separate 3-bedroom suites.The commercial portion is currently an open shell, providing a blank canvas for a variety of future uses including restaurant, retail, office, studio, medical, or professional space. Zoned C6 - Commercial Downtown Mixed Use, the property permits a wide variety of uses including retail, office, restaurant, personal service businesses, and more, making this an ideal opportunity for both investors and owner-operators. Located in a high-traffic downtown corridor surrounded by ongoing development and amenities, this property offers strong long-term upside potential.Over $60,000 has recently been invested into key building improvements, including new water lines, new electrical power service, repairs to the flat roof, and the installation of fire-rated doors. Additional updates include a brand new 200-amp electrical service and furnaces approximately 5 years old.Vacant possession may be available, allowing buyers the flexibility to renovate, upgrade, and reposition the property to achieve higher market rents and increased value. An independent third-party appraisal completed approximately 5 months ago estimated the property value at $615,000, making this an exceptional opportunity at the current asking price. Offered sold as-is where-is, this property presents outstanding upside potential for the right buyer looking to capitalize on a rapidly growing downtown market.
Price $499,999
Taxes: $6,250
Tax Type: Annual
Occupancy by: Owner+T
Address: 412 St Paul Street , St. Catharines, L2R 3N2, Niagara
Postal Code: L2R 3N2
Province/State: Niagara
Directions/Cross Streets: St. Paul & James St
No. of Pieces Level
Washroom 1 0
Washroom 2 0
Washroom 3 0
Washroom 4 0
Washroom 5 0
Washroom 6 0
Washroom 7 0
Washroom 8 0
Washroom 9 0
Washroom 10 0
Washroom 11 0
Washroom 12 0
Washroom 13 0
Washroom 14 0
Washroom 15 0
Washroom 16 0
Washroom 17 0
Washroom 18 0
Washroom 19 0
Washroom 20 0
Category: Store With Apt/Office
Building Percentage: T
Total Area: 4,166
Total Area Code:  Square Feet
Office/Appartment Area: 3000
Office/Appartment Area Code: Sq Ft
Retail Area Code: Sq Ft
Maintenance: 0
Sprinklers: No
Heat Type: Electric Forced Air
Central Air Conditioning: No
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Asking Price: $ Heating: $ /Year  
Interest Rate: % Condo Fee: $ /Year
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First Mortgage $ $ $ $
CMHC/GE $ $ $ $
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EXP REALTY

412 St Paul Street , St. Catharines, L2R 3N2, Niagara

Evelina Branitsky
Sales Representative
Dir:
647.888.9606
Bus:
416.739.7200
Fax:
416.739.9367

 
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At a Glance:
Type: Com - Store W Apt/Office
Area: Niagara
Municipality: St. Catharines
Neighbourhood: 451 - Downtown
Style:
Lot Size: x 100.00(Feet)
Approximate Age:
Tax: $6,250
Maintenance Fee: $0
Beds: 0
Baths: 0
Garage: 0
Fireplace: N
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Evelina Branitsky Sales Representative pic ebranitsky@rogers.com Sutton Group- Admiral Realty Inc., Brokerage Independently owned and operated. pic 1881 Steeles Avenue West, Toronto, Ontario M3H5Y4 pic Dir: 647.888.9606 | Office: 416.739.7200 | Fax: 416.739.9367 Personal Pic

ebranitsky@rogers.com